Business Financing

SBA Loans

SBA loans are government-backed, offering lower interest rates and more generous repayment terms than conventional loans.

Start Your SBA Loan Application!

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Up to $5.5M​+
Financing Amount
Low as 3.625%
Interest Rate
30 Days​
Fastest Funding

Better Way Solutions Is Your One-Stop Shop for SBA Loans


Our SBA specialists, underwriting, and closing teams ensure your application is processed efficiently with a higher likelihood of approval.

Competitive Rates


SBA loans are subject to predefined maximum rates, making the interest more affordable.

Flexible Repayment


Repayment schedules range from five to 25 years, providing a lot of flexibility for borrowers.

SBA-Guaranteed


SBA loans are partially guaranteed, reducing lenders' risk and increasing approvals.

Overview of SBA Loans

What Are SBA Loans?

SBA Loans are partially guaranteed by the U.S. Small Business Administration (SBA), with lower interest rates and more flexible terms than conventional loans.

At A Glance

Wide Variety of Business Purposes
Lower Cost of Capital Than Most Other Options
Flexible Repayment Terms
Repayment terms are up to 7, 10, or 30 years.

SBA loans are suitable for most business purposes.

Use Cases

Buy, Renovate, or Expand Real Estate
Acquire a New Business
Refinance Existing Debt and More

Use Cases for SBA Loans

What Can SBA Loans Be Used For?

Requirements for SBA Loans

Is an SBA Loan Right for You?

Lenders’ SBA loan requirements will vary, but the following are the minimum criteria across all programs.

Minimum Criteria

Satisfy the SBA's Definition of a Small Business
Own a For-Profit Business in the U.S.
Must be a Corporation, LLC, Partnership, or Sole Proprietorship
Operating for at Least Two Years
Minimum Credit Score of 650

How to Apply for an SBA Loan

Our SBA Application Process

1. Start Your SBA Application
2. Connect With an SBA Specialist
3. Get Approved for an SBA Loan
4. Accept SBA Loan Offer and Receive Funds

FAQs About SBA Loans

Questions? We Have Answers.

What are SBA loans?
What documents do I need to provide for an SBA loan?
What is the minimum down payment for an SBA loan?
How long does it take to receive funds for SBA loans?
Are SBA loans hard to get?
What are SBA disaster loans?

Ready to Get Started?

Start your SBA application today so that you can focus on what matters most for your small business.

Start Your SBA Application