Better Way Solutions ERC Bridge Financing allows you to access cash upfront for your ERC refund, so you don’t have to wait on the IRS. Submit an ERC Financing Form online to get started.
Put your ERC refund to use now and get access to the best ERC financing rates, selection, and terms available in the industry.
It takes just four minutes and some basic information to get started, and we’ll guide you through every step of your application from there.
Get a pre-approval decision in as little as 72 hours and have your funds deposited the same day you accept your ERC financing offer.
We'll help you determine your fit for ERC Bridge Financing with complete transparency and work with you to secure the best rate and terms.
ERC Bridge Financing, also known as “ERC Advance Funding,” allows you to finance or sell a portion of your ERC refund to access the balance right away.
ERC Bridge Financing is suitable for most business purposes.
There are some prerequisites you should consider before applying for ERC Bridge Financing.
No. There are no limitations on how qualifying employers use the funds they receive from ERC funding options (i.e., ERC Advance Loans or ERC Buyouts).
Yes, ERC loans are secured against employers’ anticipated ERC refund amount. Personal guarantees may also apply depending on the viability of employers’ businesses, creditworthiness, and other factors.
Lenders’ requirements for ERC Advance Loans and ERC Buyouts vary but generally include the following:
- Satisfy the IRS’s ERC Eligibility Criteria
- Proof of IRS Form 941-X Report Submission(s)
- Minimum ERC Refund of $75,000 (ERC Buyout) or $100,000 (ERC Advance Loan)
- Minimum Credit Score of 500 (ERC Buyout) or 600 (ERC Advance Loan)
- No Tax Liens or Judgements
Pre-approvals can take as little as 24 hours, but the time it takes to receive funds for an ERC Buyout or an ERC loan is closer to one to two weeks. ERC Buyouts can be faster. Turnarounds are primarily determined by applicants’ responsiveness to requests for documentation or information and lenders’ capabilities.
The IRS will include accrued interest when issuing employers’ ERC refunds based on the dates the refund amount applies and their processing time. This IRS-paid interest accounts for the time value of outstanding ERC balances with the agency.
Apply for ERC Bridge Financing today so you can start putting your payroll tax refund to use.
Apply for ERC Bridge Financing